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Our team would be happy to hear from you.
Below are some answers to a range of questions we often receive from customers.
Hopefully they are useful to you.
Business Leasing, which is also known as Contract Hire, allows you to free up time and money from the purchasing, servicing, administration and selling of company vehicles, to better focus on your business. Read more about leasing with NiftiBusiness here.
The minimum term for our leases is 24 months. Our lease plans are a maximum of 60 months.
No, unfortunately at this time we do not offer short term leases. Our minimum lease is 24 months.
All of our lease vehicles are ordered brand new.
No, we don’t stock the vehicles. We order each vehicle brand new, and customise to the customer’s and driver’s needs.
For limited companies, you should be trading 6 months. We will require minimum 3-6 months bank statements and management accounts for funding review.
Please Note: Leasing services are not available to Sole Traders at present.
You need to be trading 6 months as a limited company to be eligible for a lease contract.
Please Note: Leasing services are not available to Sole Traders at present.
You may be asked to provide bank statements & management accounts, you will also need AML (Anti Money Laundering) documents; Proof of Identity & Address and a UBO (Ultimate Beneficial Owner) document stating who the beneficial owner of the company is.
Yes. This includes:
*Full Servicing
*Tyre Replacement
*Annual Road Tax
*CVRT
*Replacement Vehicle during maintenance
* AA 24-hour cover
* Accident Management
*Dedicated Account Manager
*Full Suite of Reports
No, we do not insure the vehicles. Our sales team can make recommendations on insurance providers for company vehicles.
If you need to terminate the contract early, you may be liable for all remaining payments.
We will let you know the category of your vehicle, which you can then bring to your HR or Tax consultant who will advise on the BIK. Unfortunately, we cannot estimate BIK for you.
Yes, we can arrange management of additional services for your fleet, including telematics, fuel cars, toll management.
Contact us to speak with a member of our team and find out more.
Direct debit from your account is the only payment option for monthly lease payments.
Two very popular options of vehicle finance are personal leasing, also known as Personal Contract Plan (PCP), and Personal Contract Hire (PCH).
In essence, both involve long-term rental of a new vehicle, with some used car dealers now offering PCP on used cars. Unlike PCP, leasing the car doesn’t give you the option of owning the car at the end. If you do want to own the car, PCP might be the better option for you, but be prepared for a hefty lump fee (balloon payment) at the end of your deal to secure ownership.
We will run a standard affordability check on all applications. Once the application is completed through our website, we will also require the following documents: copy of your driver’s license, utility bill, 3 months bank statements and 3 months payslips.
Please submit all documents in PDF format.
Yes, once you submit you application online and send us the required documents, our finance partner will complete a credit history with the Central Credit Register.
No. You will need to tax the vehicle in the usual way, and before starting your personal lease, you must insure the vehicle under a fully comprehensive policy.
Allianz provides 18% OFF Car Insurance for Nifti Customers. Find out more here.
This depends on vehicle availability. On average it takes 21 days from the date when the order is placed for the car to be delivered. Our customer service team works with our suppliers to ensure delivery is as prompt as possible and we will keep you fully updated throughout the process.
The number of kilometres used per year has a big impact on the lease-end value of your car. As such, the selection of an accurate yearly kilometre allowance during your application is important as it determines how much your monthly cost will be. If you are unsure, an average 15,000km per annum is a good starting point for city centre driving. You may need to adjust that based on other factors, including
your driving style and your home and/or work location.
It’s simple! If you think you will exceed your selected kilometer allowance, just contact us before it happens. If you do go over the agreed allowance, there will be an excess fee of €0.12c per additional kilometer . We will check in once a year to record your kilometers and help you to avoid surprises or hidden costs at the end of your personal lease agreement.
No, the vehicle will remain the property of the lender at all times.
Think of leasing as like long-term car rental. You are only paying for the use and value of the car for the period you have it.
This is where the flexibility of leasing comes in. We offer 24, 36 and 48 month leases
for all of our vehicles, enabling you to adjust your fixed monthly payment based on the budget you have in mind for your new car.
Yes, you will need to maintain the vehicle in line with the vehicle manufacturer’s guidelines. However, all the cars we lease are brand new, so when you lease a car you are automatically fully covered by the manufacturer’s warranty as standard.
All vehicles come with full manufacturer warranty for peace of mind. Please see your manufacturer’s warranty for breakdown assistance contact details.
If you need to contact Nifti, our Driver Support team is available between 8am and 5:30pm, Monday to Friday on +353 1 4198373 (+ Option 1)
Accidents happen. The most important thing is that you are safe. After speaking with your insurance company, please contact the Nifti Driver Support Team on +353 1 4198373 (+ Option 1) to chat through the details of the accident.
We are here to help. Please contact the Nifti Customer Support Team on +353 1 5691154 and we will assist in any way possible.
If your personal lease agreement is terminated early, you must pay a sum which is equal to 40% of the future instalments plus any arrears.
Our team would be happy to hear from you.